LifeTuner – This past year has made us all much more calculated in terms of expenses, and we all came to learn that frugal is no longer a negative, frowned upon adjective. Seeking bona fide financial advice is not only OK, it’s strongly recommended. Need someone to help you plan ahead? Drop by LifeTuner, which “brings together sensible, unbiased advice from volunteer financial experts with a vibrant community of peers and individuals who’ve been there before – all of whom can share their experiences and learn from each other.” On a side note, I thought it was interesting LifeTuner is brought to us by AARP, a non-profit organization “dedicated to helping people of all ages make smarter choices today for a better life tomorrow.”