Zidisha is a P2P microlending site that connects lenders and borrowers throughout the world.

Lend or Borrow Across International Borders.

Zidisha is similar to popular microlending site Kiva, although it has a few major differences. Unlike Kiva, Zidisha allows lenders to communicate directly with the entrepreneur borrowers that are located in other countries. These borrowers set their own prices, and the transaction is carried out without any intermediary institutions. Zidisha ensures that its site is scam-free by making borrowers pass rigorous background checks. Lenders can also propose their own interest rates, which must be accepted by the borrower prior to the transfer of funds. Loans are then repaid in regular installments and become immediately available for reinvestment.

Make an Important Investment.

There are several different types of entrepreneurs with profiles listed on Zidisha. The site regularly features individuals who are seeking funding. Entrepreneurs can range from a woman in Ghana who needs 570 USD to fund two semesters of tuition for a diploma in education, to a man in Kenya who wants to raise 477 USD to purchase dairy cows and irrigation pumps for farming. Each of these entrepreneurs posts a complete profile on the site, and lenders can add reviews regarding their repayment history. Entrepreneurs can also rate the lenders, who have similar profiles. The site offers a truly unique way to make small investments throughout the globe that could potentially have a huge impact for all parties involved.